Brief Descriptions of Products will appear here.

 

 

 

 

 

Lease

The vehicle/equipment is rented or leased for a monthly payment over a period of 2 to 5 years with a residual or lump sum payment at the end of the lease in line with Australian Taxation Office guidelines.

 

Novated Lease

As part of a salary package arrangement, this is a three way agreement between the employee, the employer and the lender.  The employer agrees to make the repayments per the contract while that person remains in their employment.  If you leave the company, the vehicle/equipment goes with you. 

 

Commercial Hire Purchase

For businessís or individuals with a car/equipment allowance that want full ownership at the end of the finance period.  Repayments can be structured to suit your cash flow with balloon or lump sum payments at the end of the term.

 

 

 

Chattel Mortgage

An alternative option for businessís with immediate ownership with the benefit of claiming back the GST within the BAS period of purchase.  Again, repayments can be structured to suit your cash flow with balloon or lump sum payments at the end of the term.

 

 

 

Consumer Loan  

For individuals were the vehicle is primarily for personal or domestic use.  The full amount of purchase can be financed with a lump sum or balloon payment at the end of the term to assist in keeping the repayments within your budget with an option of making additional repayments to reduce the interest payable.

 

Rental

An alternative to a lease, there is no ownership commitment and you can return the equipment when the contract expires or continue to rent the goods.  It also gives you the flexibility to upgrade and/or add equipment during the term.