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Goldram
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 Loan Features

Standard Variable Rate

Discount Variable Rate

Home Loan

Fixed Interest Rate Building Loan Line of Credit Low Docs Loan
Monthly or Fortnightly Payments YES YES YES YES Monthly YES YES
Additional Repayments YES YES YES YES(Limited) YES YES YES
Redraw Facility YES YES YES  (Fees) NO NO YES YES
Total Term Normally up to 30yrs Normally up to 30yrs Normally up to 30yrs Normally Fixed for up to the first 5yrs. Normally up to 30yrs Revolving Term Revolving Term
Ongoing Fees & Charges NO NO NO NO YES NO YES
Direct Debit & Salary Crediting Direct Debit Direct Debit Direct Debit Direct Debit Direct Debit Direct Debit & Salary Crediting Direct Debit & Salary Crediting
Cheque Book Access NO NO NO NO NO YES YES
ATM/EFTPOS Access YES  (Optional) YES  (Optional) YES  (Optional) NO YES  (Optional) YES  (Optional) YES  (Optional)
Available for Investment Purposes YES YES YES YES YES YES YES
Interest Only Repayments YES(Limited) YES(Limited) YES YES YES YES YES
Portable YES YES YES YES YES YES YES
This matrix is only indicative and may vary depending on the source of the product.